By the time you retire, your accumulated wealth is probably at its height. The challenge now is to manage your assets so that they last as long as you do. Insurance still plays an important role at this stage of your life. The CSA Members Insurance Program exists solely to provide Association Members and their families with the highest quality risk management and benefit management resources available in the marketplace. Below is a list of current insurance products:

Group Products
Retiree Medical Plan – Benistar

  • Supplement to Medicare Part A & B
  • Covers Part A Medicare Deductible for Hospitalization, Skilled Nursing Facility Care, and Part B Medical Inpatient & Outpatient Services

Rx Plan – Express Scripts

  • Copay based benefit for Medicare Part D participants set to pay out at different stages

Dental Plan – Self-funded

  • 100% Preventive/50% Basic/50% Major Care
  • $1,500 Annual Maximum for all types of care combined

Life & Supplemental Life – UNUM

  • Ability to choose employer paid, employee paid, or a combination
  • 9 Plan options with Basic Benefit & Additional Benefits
  • Accelerated Death Benefit: 100% one-time benefit up to $250,000 for member & their dependents

Long Term Disability – UNUM

  • Ability to choose employer paid, employee paid, or a combination
  • 90 Day Elimination Period
  • Benefit Option: 66.67% up to %5,000 or $7,500
  • Return to Work Benefits, Child Care Expense Benefit, and Survivor Benefit

Contact Cole Harris, CBIZ VP of Sales for Tennessee - This email address is being protected from spambots. You need JavaScript enabled to view it. or phone 865-251-5149 - for more information on CSA’s insurance products. You may also contact Scott Blassingame (CPA, CPE) CSA's Benefit Program Administrator - This email address is being protected from spambots. You need JavaScript enabled to view it. or phone 662.407.2214 or Jeremy Kidd, CSA's Human Resource and Community Relations Manager - This email address is being protected from spambots. You need JavaScript enabled to view it. or phone 662.407.2250 - for questions on participation.

 

Voluntary Products

Convenient Care Plus & Generic Rx Program

  • Virtual & Telephonic Visits to a licensed physician at NO COST
  • 24/7 Doctor Availability & Prescription Pick-Up within minutes
  • Generic Prescription Coverage (specific CCP formulary, 100% covered)

Accident – UNUM

  • Lump Sum Benefit for specific services following accidental injury
  • Benefit for Ambulatory Services, ER Treatment, Hospital & ICU admission and confinement, Coma, Burns, etc.
  • Accidental Death & Dismemberment Benefit included

Critical Illness – UNUM

  • Lump Sum Benefit for services following critical illness diagnosis
  • Cancer Benefit

Hospital Indemnity – UNUM

  • Hospital Admission Benefit: $1,500 per insured per calendar year
  • Ambulance and Daily Hospital Confinement Benefits

Short Term Disability – UNUM

  • 60% up to $5,000 Maximum Benefit; $400 Minimum Benefit
  • 3 Month Benefit Duration

Vision Plan

  • Standard Copay for Eye Exams, Materials, & Lenses
  • Contact Lenses Coverage – fit, follow up, & materials
  • Discounts on LASIK surgery